:root{--blue:#1D4ED8;--blue-d:#1E3A8A;--blue-l:#EFF4FF;--ink:#111827;--sub:#4B5563;--line:#E5E7EB;--bg:#F8FAFC;--green:#047857;--amber:#B45309;--red:#B91C1C;--r:14px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Pretendard Variable",Pretendard,-apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Malgun Gothic",sans-serif;color:var(--ink);background:#fff;font-size:17px;line-height:1.65;word-break:keep-all}
a{color:inherit}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.notice{background:#FEF3C7;color:#78350F;font-size:14px;text-align:center;padding:8px 16px}
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:var(--blue);color:#fff;font-weight:800;font-size:20px}
.logo b{display:block;font-size:18px;line-height:1.2}.logo small{display:block;font-size:12px;color:var(--sub)}
nav{display:flex;gap:4px;flex-wrap:wrap}
nav a{text-decoration:none;padding:8px 12px;border-radius:10px;font-weight:600;font-size:15px;color:var(--sub)}
nav a:hover{background:var(--bg);color:var(--ink)}
nav .nav-cta{background:var(--blue);color:#fff}nav .nav-cta:hover{background:var(--blue-d);color:#fff}
.hero{background:linear-gradient(180deg,var(--blue-l),#fff);padding:48px 0 36px}
.hero h1{font-size:clamp(28px,5vw,44px);line-height:1.3;margin:0 0 12px;letter-spacing:-.02em}
.hero-sub{font-size:18px;color:var(--sub);margin:0 0 24px;max-width:640px}
.finder{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;align-items:end;background:#fff;border:2px solid var(--blue);border-radius:18px;padding:18px;box-shadow:0 10px 30px rgba(29,78,216,.1)}
.fld{display:block}.fld span{display:block;font-weight:700;font-size:15px;margin-bottom:6px}
select,input,textarea{width:100%;font:inherit;font-size:17px;padding:13px 14px;border:1.5px solid #CBD5E1;border-radius:12px;background:#fff;color:var(--ink)}
select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23475569' stroke-width='3'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:38px}
select:focus,input:focus,textarea:focus{outline:3px solid #BFDBFE;border-color:var(--blue)}
.btn-big{display:inline-flex;align-items:center;justify-content:center;gap:6px;background:var(--blue);color:#fff;border:0;border-radius:12px;padding:14px 22px;font:inherit;font-size:17px;font-weight:800;text-decoration:none;cursor:pointer;min-height:52px;white-space:nowrap}
.btn-big:hover{background:var(--blue-d)}
.finder>.btn-big{grid-column:1/-1}
.more-fields{grid-column:1/-1;background:var(--bg);border-radius:12px;padding:4px 16px}
.more-fields summary{cursor:pointer;font-weight:700;color:var(--blue);padding:10px 0;list-style:none}.more-fields summary::-webkit-details-marker{display:none}
.more-fields[open] summary{border-bottom:1px solid var(--line);margin-bottom:12px}
.more-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;align-items:end}
.chk{display:flex;gap:8px;align-items:center;font-weight:600;font-size:15px;padding:12px 0}.chk input{width:22px;height:22px}
.more-note{font-size:13px;color:var(--sub);margin:12px 0 10px}
.profile-box{display:flex;flex-wrap:wrap;gap:6px 12px;align-items:baseline;background:#F0FDF4;border:1.5px solid #BBF7D0;border-radius:14px;padding:14px 18px;margin:-4px 0 12px;color:#14532D}
.profile-box b{font-size:15px}.profile-box .pf-text{font-weight:700;font-size:17px}.profile-box small{flex-basis:100%;color:#166534}
.cond{font-size:14px;color:#14532D;background:#F0FDF4;border-radius:8px;padding:6px 10px;margin:0 0 8px}
.btn-line{display:inline-flex;align-items:center;justify-content:center;border:1.5px solid #CBD5E1;border-radius:10px;padding:9px 14px;text-decoration:none;font-weight:700;font-size:15px;background:#fff}
.btn-line:hover{border-color:var(--blue);color:var(--blue)}
.btn-sol{display:inline-flex;align-items:center;justify-content:center;border-radius:10px;padding:9px 14px;text-decoration:none;font-weight:700;font-size:15px;background:var(--blue-l);color:var(--blue)}
.hero-meta{font-size:14px;color:var(--sub);margin:14px 0 0}
.sec{padding:40px 20px}
.sec h2{font-size:26px;margin:0 0 18px;letter-spacing:-.01em}.sec h2 small{font-size:16px;color:var(--sub);font-weight:600;margin-left:6px}
.page-h{font-size:clamp(26px,4vw,36px);line-height:1.3;margin:8px 0 14px;letter-spacing:-.02em}
.lead{font-size:18px;color:var(--sub)}
.grp{margin-top:32px!important}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:16px}
.card{border:1px solid var(--line);border-radius:var(--r);padding:20px;display:flex;flex-direction:column;background:#fff;transition:box-shadow .15s}
.card:hover{box-shadow:0 8px 24px rgba(15,23,42,.08)}
.card.st-closed{background:#F9FAFB}.card.st-closed h3,.card.st-closed .amount{color:#6B7280}
.card-top{display:flex;gap:6px;flex-wrap:wrap;align-items:center;font-size:13px;color:var(--sub)}
.badge{font-weight:800;border-radius:999px;padding:3px 10px;font-size:13px}
.b-open{background:#D1FAE5;color:var(--green)}.b-check{background:#FEF3C7;color:var(--amber)}.b-soon{background:#DBEAFE;color:var(--blue)}.b-closed{background:#E5E7EB;color:#4B5563}
.cat,.reg{background:var(--bg);border-radius:999px;padding:3px 10px}
.card h3{font-size:20px;margin:12px 0 4px;line-height:1.35}.card h3 a{text-decoration:none}.card h3 a:hover{color:var(--blue)}
.amount{font-weight:800;color:var(--blue);margin:0 0 8px;font-size:18px}
.sum{margin:0 0 8px;color:#374151;flex:1}
.period{font-size:14px;color:var(--sub);margin:0 0 14px}
.card-act{display:flex;gap:8px;flex-wrap:wrap}
.quick-help{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;background:#E8EFFD;border:1.5px solid #C9D8FA;border-radius:14px;padding:14px 18px;margin:-4px 0 18px;text-decoration:none;color:#1E3A8A;font-weight:600}
.quick-help b{background:var(--blue);color:#fff;border-radius:999px;padding:9px 18px;white-space:nowrap;font-size:16px}
.quick-help:hover b{background:var(--blue-d)}
.empty{grid-column:1/-1;background:var(--bg);border-radius:var(--r);padding:28px;text-align:center;color:var(--sub)}
.help-box{margin-top:28px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;background:var(--blue-d);color:#fff;border-radius:18px;padding:24px 26px}
.help-box h3{margin:0 0 4px;font-size:22px}.help-box p{margin:0;opacity:.9}
.help-box .btn-big{background:#FACC15;color:#111}.help-box .btn-big:hover{background:#EAB308}
.news{list-style:none;padding:0;margin:0;border-top:1px solid var(--line)}
.news li{display:flex;gap:16px;padding:14px 4px;border-bottom:1px solid var(--line);align-items:baseline}
.news time{color:var(--sub);font-size:14px;white-space:nowrap;font-variant-numeric:tabular-nums}
.news a{text-decoration:none;font-weight:600}.news a:hover{color:var(--blue)}
.more{display:inline-block;margin-top:12px;font-weight:700;color:var(--blue);text-decoration:none}
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.steps li{counter-increment:s;background:var(--bg);border-radius:var(--r);padding:20px 20px 20px 64px;position:relative}
.steps li::before{content:counter(s);position:absolute;left:18px;top:18px;width:32px;height:32px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:800}
.official{margin-top:16px;display:flex;gap:8px;flex-wrap:wrap;align-items:center}
.official b{margin-right:6px}
.official a{border:1.5px solid var(--line);border-radius:999px;padding:6px 14px;text-decoration:none;font-size:15px;font-weight:600}
.official a:hover{border-color:var(--blue);color:var(--blue)}
.faq details{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;padding:16px 18px;font-weight:700;list-style:none}.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;font-weight:800;color:var(--blue)}.faq details[open] summary::after{content:"−"}
.faq p{margin:0;padding:0 18px 16px;color:#374151}
.detail .answer{font-size:19px;background:var(--blue-l);border-left:4px solid var(--blue);padding:16px 18px;border-radius:0 12px 12px 0}
.crumb{font-size:14px;color:var(--sub)}.crumb a{text-decoration:none}
.facts{display:grid;grid-template-columns:140px 1fr;border-top:1px solid var(--line);margin:24px 0}
.facts dt,.facts dd{padding:14px 8px;border-bottom:1px solid var(--line);margin:0}.facts dt{font-weight:700;color:var(--sub)}
.note{font-size:14px;color:var(--sub);margin-top:16px}
.ndate{color:var(--sub)}
.narrow{max-width:760px}
.prose{font-size:17px}
.consult{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
.consult textarea{resize:vertical}
.hp{position:absolute;left:-9999px;width:1px;height:1px}
.privacy{margin:14px 0 6px;font-size:14px;color:var(--sub)}.privacy summary{cursor:pointer}
.agree{display:flex;gap:8px;align-items:center;margin:8px 0 16px;font-weight:600}.agree input{width:22px;height:22px}
.consult .btn-big{width:100%}
.form-msg{font-weight:700;margin:12px 0 0}.form-msg.ok{color:var(--green)}.form-msg.err{color:var(--red)}
.sns{display:flex;gap:10px;flex-wrap:wrap}
.sns a{display:inline-flex;align-items:center;gap:8px;text-decoration:none;border-radius:12px;padding:10px 16px;font-weight:700;background:var(--c);color:#fff}
.sns svg{width:20px;height:20px}
.sns-big{justify-content:center;padding:0 20px 40px}
.sns-foot{margin-bottom:18px}
.foot{background:#0F172A;color:#CBD5E1;padding:36px 0 0;font-size:14px}
.foot a{color:#E2E8F0}
.foot-links{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:14px}
.disc,.op,.copy{margin:0 0 10px;line-height:1.6}
.ads{display:grid;gap:12px;margin-top:14px}
.ad{display:flex;align-items:center;justify-content:space-between;gap:14px;border-radius:18px;padding:20px 26px;text-decoration:none;transition:transform .12s}
.ad:hover{transform:translateY(-2px)}
.ad-txt small{display:block;font-size:15px;font-weight:600;opacity:.9;margin-bottom:2px}.ad-txt b{font-size:22px;letter-spacing:-.01em;line-height:1.35}
.ad-btn{border-radius:999px;padding:10px 18px;font-weight:800;font-size:16px;white-space:nowrap}
.flyer{display:flex;align-items:center;justify-content:center;gap:14px;flex-wrap:wrap;text-decoration:none;padding:18px 20px;margin-top:20px;font-weight:800;font-size:18px;text-align:center}
.flyer .ad-txt small{display:inline;margin-right:8px}.flyer .ad-txt b{font-size:18px}
.ad{border:1.5px solid transparent}
.ad-yellow{background:#FFF7D6;border-color:#FBE7A1;color:#4A3B00!important}.ad-yellow .ad-btn{background:#FBDD7A;color:#3D2E00}
.ad-green{background:#E4F6EC;border-color:#BFE8D2;color:#14532D!important}.ad-green .ad-btn{background:#ABE3C5;color:#14532D}
.ad-red{background:#FDEBEB;border-color:#F8CDCD;color:#7F1D1D!important}.ad-red .ad-btn{background:#F7BABA;color:#7F1D1D}
.ad-navy{background:#E8EFFD;border-color:#C9D8FA;color:#1E3A8A!important}.ad-navy .ad-btn{background:#BED1FA;color:#1E3A8A}
.ad-black{background:#F0F2F5;border-color:#DDE1E7;color:#111827!important}.ad-black .ad-btn{background:#D9DDE4;color:#111827}
.ad:hover .ad-btn{filter:brightness(.95)}
@media (max-width:860px){.finder{grid-template-columns:1fr}.more-grid{grid-template-columns:1fr}.steps{grid-template-columns:1fr}}
@media (max-width:640px){body{font-size:16px}.hero{padding:32px 0 24px}.grid2{grid-template-columns:1fr}.facts{grid-template-columns:1fr}.facts dt{border-bottom:0;padding-bottom:0}nav{width:100%;justify-content:space-between}nav a{padding:8px 8px;font-size:14px}.help-box .btn-big{width:100%}.quick-help{flex-direction:column;align-items:stretch;text-align:center}.quick-help b{text-align:center;padding:12px}.ad{flex-direction:column;align-items:stretch;text-align:center;padding:20px}.ad .ad-btn{text-align:center;padding:12px}.news li{flex-direction:column;gap:2px}}